Visiting Workers & Students
USA Online Banking
- Free Checking Account with Debit Mastercard™
- No Social Security Number Required
- No Minimum Balance Requirements
- No Fee, No Hassle Banking
- Easy Online Direct Deposit, Wire Transfer, Bill Pay & More
Simple. Secure. Convenient.
We Offer A Complete Online Banking Solution...
We strive to meet all your banking needs in one place
- Payroll Deposit
- ATM Access
- Bill Pay
- Money Transfer
- IRS Refund
Works with all the popular payment apps
Start using your bank account and debit mastercard immediately by linking to your favorite mobile payment apps.
…with 24/7 Offline Access to Your Money
Unlike other online-only banks, we are truly a full-service bank offering both a Bank Account and a Debit Mastercard so you can access your money anywhere, anytime.
No Social Security number? No worries!
All you need is your passport and U.S. Visa for document verification.
Build your U.S. credit history, starting today
No prior U.S. credit history required. Just start using your credit card and start building your credit history from day one.
Say goodbye to fees.
Zero Monthly fees on
base products
Zero fee ATM
withdrawals worldwide
Zero overdraft or
late fees
Zero fee on
foreign transactions
The J1Card Advantage:
Compare & Save
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Monthly Fees
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Minimum Balance Requirements
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Overdraft/Insufficient Fees
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Foreign Transaction Fees
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J1 Card
- $0
- $0
- $0
- $0
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- $25
- $25
- $34
- 3%
-
- $25
- $100
- $35
- 3%
-
- $25
- $25
- $34
- 3%
-
- $25
- $100
- $35
- 3%